2016 will be the year of getting back into shape physically and financially.
I was in great shape before I left my downtown job, which had a gym in the basement, convenient outside running paths, and yoga studios on every corner. But I left the job two years ago, and I put the day job and publishing my first book in front of my health and finances.
Not only did I neglect my health in 2015, I’ve been neglecting my money. And my emergency fund is as dry my skin in the winter time. It takes money to self-publish and do it well, but I can’t blame all of my brokenness my side-hustle, not paying attention to my budget and my spending is a big reason why my savings account has died.
Now that my work life and writing life is stable, it’s time to get back on track. So here is my plan for the upcoming year:
I don’t owe anyone pretty, skinny, or well dressed. But I don’t feel comfortable in my own skin. My back hurts and my bras don’t fit. So the plan:
- Exercise five to six days per week, alternating running (or cycling) and strength training
- Track calories daily.
That’s it. That’s all. There is no great secret to weight loss or staying in shape. It just takes consistency. And consistency is HARD.
- Check my finances every day
- Stay on budget.
- Create weekly finance reports and send to hubby
- Continue to practice minimalism.
That’s it. That’s all. Just like with fitness, the plan is easy, implementation is hard. Consistent implementation is even harder.
Update: I implemented the plan on December 1st, 2015 and according to Personal Capital, I’ve already spent half as much money than November 2015.